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Best Payment Processing for Retail Stores and Boutiques.
Friday, April 14 2023

Payanywhere simplifies payment processing for retail businesses, employees, and customers.

Why you need merchant services for your retail store.

Expanding the payment options you offer will allow you to attract new customers who don’t carry cash. Having said that, in addition to being able to accept credit cards, debit cards, and contactless payments, you want a merchant services provider who will be a true partner to your business. At Payanywhere, we’re committed to giving you everything you need to increase the efficiency and profitability of your retail operation.

  • The latest and greatest payment devices and point of sale systems. 
  • Pay as you go or custom pricing, featuring low credit card processing rates and no hidden fees.
  • Free, anytime access to Payments Hub, our secure online merchant portal, and our feature-packed Payanywhere app!
  • Back-office solutions that simplify your customer, employee, and inventory management. 

Merchant services that will help your store or boutique accept payments in store, online, and on the go.

Whether you need a retail POS system to enable in-store payment processing for a brick-and-mortar retail location, solutions for your online store, or a combination of both, you want to offer your customers as many ways to pay as possible. 

  • Credit cards. Seamlessly accept both traditional magstripe cards and EMV chip cards at your physical location or anywhere else your business takes you.
  • Contactless payments. Accept contactless mobile payments like Apple Pay and Samsung Pay.
  • PIN debit cards. Allow customers to securely enter their PIN on debit transactions.
  • Online payments. Send invoices via text, email, or QR code, accept phone orders, and more!

Choose from two unique themes.

Use Terminal theme to mirror a traditional credit card terminal. For item libraries, stock tracking, and open tabs, use Retail theme.

Email, text, or print receipts.

Provide customers with digital or printed receipts while maintaining a customer directory.

Accept offline transactions.

Accept payments even when you have a weak/limited or no internet connection.

Pick the pricing that suits your business.

We’ll do more than just offer you great low rates and fees. We can customize a pricing plan for your specific retail business that allows you to make more money on every transaction.

Get peace of mind.

Take advantage of our unrivaled commitment to payments security, including certified, point-to-point encryption, military-grade tokenization, and simplified PCI compliance that protect you from liability.

Manage your customers, employees, and inventory.

Simplify your back-office tasks in the Payanywhere app and in Payments Hub.  

  • Identify your first time customers, most frequent visitors, and biggest spenders.
  • Track/sync your inventory across devices while setting low-stock alerts.
  • Create unique employee roles, generate performance reports, and more. 

The all-in-one payments platform powering retail businesses.

At Payanywhere, we leave no stone unturned when it comes to helping retail business owners increase their efficiency and profits. Whether you want to accept card payments in store, on the go, or online through our secure payment gateways, we offer you access to our in-house payment processing system. That means industry-leading uptimes with one point of contact for you. All backed by a commitment to customer service you just won’t get from any other payments partner. 

Give your retail business a competitive edge.

Take advantage of Flat Rate Pricing and Cash Discount with our innovative dual-price Edge Program! It allows you to secure one low rate on every transaction while offering a Cash Discount for non-card users.

Best Payment Processing for Professional Services Businesses
Friday, April 14 2023

At Payanywhere, we are committed to simplifying credit card processing for professional service businesses, including those in the legal industry, marketing firms, accountants, and their clients. Whether it’s in-person payments, or those made online through a secure virtual terminal, we’ll help you offer payment processing services that are as professional as you are are.

What is a professional services business?

Professional services firms are organizations that provide knowledge-based services to their clients. This includes many types of businesses, like entities that provide legal services, as well as other service businesses like advertising agencies, accounting firms, financial advisors, and many more. We are uniquely positioned to help professional service businesses like yours offer secure and seamless payment processing to clients, while leveraging data-driven insights to make your firm more profitable. It’s the simplified way for professional services merchants to accept payments.

What do I need a merchant account for?

As a professional services firm, partnering with an experienced and knowledgeable payments provider like us is important because it allows you to offer your clients payment processing options that are seamless and safe, no matter what the processing environment.

In store.

Use a Payanywhere Smart Solution to accept payments at your location.

Online.

Send invoices via email, SMS, and QR code, accept phone orders, and more — all from your streamlined back office.

On the go.

Accept payments any time, anywhere, with the latest mobile solutions.

Choose from two unique themes.

Use Terminal theme to mirror a traditional credit card terminal. For item libraries, stock tracking, and open tabs, use Retail theme.

Email, text, or print receipts.

Provide customers with digital or printed receipts while maintaining a customer directory.

Accept offline transactions.

Accept payments even when you have a weak/limited or no internet connection.

Pick the pricing that suits your professional services business.

We’ll do more than just give you a great low rate. We can customize a pricing plan for your specific professional services operation that allows you to make more money on every single transaction. 

How to choose the best payment processor for my business.

There are several things you should look for when deciding upon the right merchant services provider:

All-in-one payments platform.

You’ll want a partner who owns their own backend payment processor. That way, your transactions are managed on an internal platform, ensuring the highest level of security and stability.

Payment solutions.

You’ll also want access to next-generation payment devices that give you and your customers multiple payment acceptance options and features like invoicing and recurring billing and a virtual terminal for online payments.

Data-driven analytics.

You should partner with a provider that not only helps you accept credit card payments, but is committed to giving you the data you need to make smarter decisions and grow your business.

Support.

Finally, you’ll want 24/7 access to industry-leading customer care and technical support.

Give your professional services business a competitive edge.

Take advantage of Flat Rate Pricing and Cash Discount with our innovative dual-price Edge Program! It allows you to secure one low rate on every transaction while also allowing you to offer a Cash Discount to  non-card users.

Health & Beauty Merchant Service Provider: Salon & Spa Payment Processing Solutions
Friday, April 14 2023

Give your business a makeover with health and beauty merchant services.

Independent health and beauty business owners, employees, and customers love our simplified payment processing services.

How do I choose a merchant services provider?

When it comes to finding the right merchant services partner for your independent health and beauty business, there are a number of things you’ll want to consider. After all, you’re not just looking for beauty industry payment processing, you want a partner you can count on — one who is committed to the success of your business. We offer so much more than just secure and affordable credit card processing, we give you access to easy-to-use analytics! That’s data you can use to make smarter, data-driven business decisions, while helping you more effectively manage your:

  • Customers.
  • Inventory.
  • Employees.
  • Chargebacks and more.

How? Through our proprietary payments app (compatible with both Apple and Android devices), payment processing equipment, and Payments Hub, our secure online merchant portal.

We know the beauty industry inside and out.

Whether you’re running a skincare or hair and beauty business, you’re a salon owner, a perfume merchant, or your business model is something else entirely, we’ve got the merchant services you need to accept credit cards and increase your sales. We’re a full-service partner for beauty industry payment processing — one with a proven track record of helping health and beauty merchants get the solutions they need to grow their businesses.

Flexible payment solutions for beauty businesses.

Choose from two unique themes.

Use Terminal theme to mirror a traditional credit card terminal. For item libraries, stock tracking, and open tabs, use Retail theme.

Email, text, or print receipts.

Provide customers with digital or printed receipts while maintaining a customer directory.

Accept offline transactions.

Accept payments even when you have a weak/limited or no internet connection.

Pick the pricing that suits your beauty business.

We’ll do more than just give you a great low rate. We can customize a pricing plan for your specific health and beauty business that allows you to make more money on every transaction.

Accept payments even when you have a weak/limited or no internet connection.

Beautiful customer, employee, and inventory management.

Simplify your back-office tasks both in the Payanywhere app and Payments Hub, our secure, online merchant portal.

Manage your inventory.

Track products from the moment they arrive until they leave in the hands of your customers.

  • Build a cloud-based product library.
  • Easily track your inventory.
  • Set low-stock alerts.

Manage your employees.

Our employee management tools allow you to do it all. 

  • Add and manage employees with unique roles and customizable levels of access.
  • Generate performance reports on individuals or groups of employees.
  • Additional employee management features are available through our partnership with Homebase.

Manage your customers.

Gain valuable insights into the behavior of your customers.

  • Who spends the most.
  • Who your most frequent visitors are.
  • Who is a first-time visitor.

You can even encourage customer feedback by asking your patrons to rate their experiences on your email and text receipts.

The start of something beautiful.

Whatever products and services you offer at your independent health and beauty business, NAB has a payment solution to fit your business perfectly. We’ll offer you payment devices that are as beautiful as they are functional — our proprietary Smart Solutions. Plus, you’ll get free access to our Virtual Terminal that you can use as a backup payment device. Since we own our own processor, we can even provide industry-best uptimes and one point of contact for customer care and technical support. 

Give your salon or spa a competitive edge.

Take advantage of Flat Rate Pricing and Cash Discount with our innovative Edge Program! It allows you to secure one low rate on every transaction while also allowing you to add a Cash Discount for non-card users.

Medical and Healthcare Merchant Services and Credit Card Processing Solutions
Friday, April 14 2023

We specialize in providing fast, affordable, and secure medical payment processing solutions to our healthcare customers. Partner with us for your healthcare payment solutions and start accepting credit card payments at some of the lowest rates in the industry. We’ll handle your payments so you can focus on your patients.

How does payment processing work in the medical services industry?

While the process for medical services payment processing is similar to that of other industries, there are some unique requirements. You need a payments partner who understands that and knows how to deliver HIPAA-compliant payment processing.

Payanywhere gives you access to the tools you need to properly safeguard sensitive patient and cardholder data while keeping up with the ever-changing requirements you face as a healthcare provider. It’s medical payment processing made easy. That way, you can offer your patients a payment experience that is fast, frictionless, and secure.

How to choose the best payment system for my medical practice.

Choosing the right payments partner for your medical office will allow you to run your healthcare practice more efficiently while simultaneously increasing your cash flow. Our all-in-one payments platform allows merchants in the healthcare and medical industry to seamlessly and securely accept patient payments. We are an experienced healthcare merchant services provider. One who can provide you with the latest payment solutions for:

  • Contactless mobile payments like Apple Pay and Samsung Pay.
  • Online payments — send invoices via email, SMS, and QR code, accept phone orders, and more — all from your streamlined back office.
  • Traditional magstripe cards and EMV chip cards at your location or anywhere with the latest mobile solutions. 
  • PIN debit cards. Allow customers to securely enter their PIN on debit transactions.

When it comes to medical payment processing, we’re just what the doctor ordered. 

Choose from two unique themes.

Use Terminal theme to mirror a traditional credit card terminal. For item libraries, stock tracking, and open tabs, use Retail theme.

Email, text, or print receipts.

Provide customers with digital or printed receipts while maintaining a customer directory.

Accept Offline Transactions.

Accept payments even when you have a weak/limited or no internet connection.

Pick the pricing that suits your business.

We’ll do more than just lower your rates and fees. We can customize a pricing plan for your specific business that allows you to make more money on every transaction.

Get peace of mind.

Take advantage of our unrivaled commitment to payments security, including certified, point-to-point encryption, military-grade tokenization, and the safeguarding of sensitive cardholder data through simplified PCI compliance that protect you from liability.

Manage your patients, employees, and inventory.

Simplify your healthcare merchant services and your back-office tasks both in the Payanywhere app and Payments Hub, our secure, online merchant portal. 

  • Identify your first-time visitors, most frequent visitors, and biggest spenders.
  • Take advantage of recurring billing to keep your cash flowing. 
  • Track/sync your inventory across devices while setting low stock alerts.

All while complying with HIPAA regulations.

The all-in-one payments platform powering medical practices.

We own our own, in-house credit card processor. That means we can oversee the entire payments process while providing industry-best uptimes. Not to mention, industry-leading customer care and technical support. It’s medical credit card processing, simplified.

Give your medical office a competitive edge.

Take advantage of Flat Rate Pricing and Cash Discount with our innovative dual-price Edge Program! Secure one low rate on every transaction while offering a Cash Discount to non-card users.

 

Best Payment Processing for Consulting Firms and Business
Thursday, April 13 2023

Payanywhere provides the best merchant accounts for consultants. Accept all types of payments seamlessly, quickly, and affordably. All while getting anytime, anywhere access to the analytics you need to make smarter, data-driven decisions and increase your profits.

Powerful merchant services for consultants. 

Payanywhere is more than just a provider of merchant services for consulting firms. We’re trusted consultants ourselves  — proven payment experts and partners who are committed to helping you increase your profits while securely and affordably accepting all the ways to pay!

  • Credit cards — All types of credit cards, including traditional magstripe cards and EMV chip cards.
  • Debit cards.
  • Contactless payments like Apple Pay and Samsung Pay.
  • Card-not-present payments through our secure Virtual Terminal.
  • Invoicing with recurring billing to keep your cash flowing.
  • Mobile payments, and more. 

How Payanywhere can benefit your consultant business.

We’re so much more than simply a reliable and affordable payment processor. We’ll provide a customized plan for you while helping you maximize the efficiency of your back-office operations.

  • Fast, frictionless, and secure acceptance for all payment types.
  • The analytics tools you need to make data-driven decisions — both in our proprietary payments app and secure online merchant portal (Payments Hub). Simplified customer, employee, and inventory management.
  • Access to a Virtual Terminal that allows you to process orders and accept payments over the phone right in your web browser.
  • The latest payment technology, highlighted by our full suite of Payanywhere Smart Solutions, including options for accepting mobile payments!

Choose from two unique themes.

Use Terminal theme to mirror a traditional credit card terminal. For item libraries, stock tracking, and open tabs, use Retail theme.

Email, text, or print receipts.

Provide customers with digital or printed receipts while maintaining a customer directory.

Accept Offline Transactions.

Accept payments even when you have a weak/limited or no internet connection.

Pick the pricing that suits your business.

We’ll do more than just offer you great low rates and fees. We can customize a pricing plan for your specific consulting business that allows you to make more money on every transaction.

Get peace of mind.

Take advantage of our unrivaled commitment to payments security, including certified, point-to-point encryption, military-grade tokenization, and the safeguarding of sensitive cardholder data through simplified PCI compliance that protect you from liability.

Manage your customers, employees, and inventory.

Simplify your back-office tasks both in the Payanywhere app and Payments Hub, our secure, online merchant portal. 

  • Identify your first-time customers, most frequent visitors, and biggest spenders.
  • Track/sync your inventory across devices while setting low stock alerts.
  • Create unique employee roles, generate performance reports, and more.

The all-in-one payments platform powering consulting businesses.

We’re committed to helping all types of consulting businesses expand their payment options, streamline their operations, and increase their profits. We even have our own, in-house credit card processor. That means we can oversee the entire payments process while providing industry-best uptimes and one point of contact for you. Not to mention, industry-leading customer care and technical support.

Get a competitive edge.

Take advantage of Flat Rate Pricing and Cash Discount with our innovative dual-price Edge Program! It allows you to secure one low rate on every transaction while also allowing you to add a Cash Discount for non-card users.

Point of Sale Solutions for Quick-Service Restaurants, Bars, Pubs, and Nightclubs
Thursday, April 13 2023

At Payanywhere, we specialize in providing fast, frictionless, and affordable credit card processing solutions to a wide array of quick-service business owners. We make payment processing a breeze for fast food businesses, bars, pubs, and the nightclub industry. 

Accept payments in your bar, at the table, or on the go!

When you partner with Payanywhere, you’ll not only be able to accept payments tableside in your location, you’ll also be able to accept payments online or on the go, wherever opportunities pop up. Then, use every transaction to power your business. Payanywhere is more than just a trusted merchant services provider of payment processing for bars and quick-service businesses. We’re a proven partner — one who is committed to helping you grow your business.

What to look for when choosing a payment solution for your bar or quick-service restaurant. 

Whether you need a full-featured point of sale system for a bar, pub, or nightclub, want to accept payments at the table using the latest mobile payment solutions, or you’re looking for something custom that fits your needs, we’ve got you covered. Our Smart Solutions make accepting credit cards quick and simple

Choose from two unique themes.

Use Terminal theme to mirror a traditional credit card terminal. For item libraries, stock tracking, and open tabs, use Retail theme.

Email, text, or print receipts.

Provide customers with digital or printed receipts while maintaining a customer directory.

Accept Offline Transactions.

Accept payments even when you have a weak/limited or no internet connection.

Let us concoct some custom pricing just for you!

At Payanywhere, we do more than just give you a great low rate. We’ll customize a pricing plan for your specific business that allows you to make more money on every quick-service payment!

Get peace of mind.

Take advantage of our unrivaled commitment to payments security, including certified, point-to-point encryption, military-grade tokenization, and the safeguarding of sensitive cardholder data through simplified PCI compliance that protects you from liability.

Manage your customers, employees, and inventory.

We make it easy to simplify your back-office tasks both in the Payanywhere app and Payments Hub.

  • Identify your first-time visitors, most frequent customers, and biggest spenders. 
  • Create unique employee roles, generate performance reports, and more.
  • Track/sync your inventory across devices while setting low-stock alerts.

The all-in-one payments platform for your quick-service business.

We’re so much more than just a way to accept credit card payments. We’re committed to helping quick-service restaurants, bars, and nightclubs grow their businesses. One way we do that is by giving you access to Payments Hub, our secure, online merchant portal, and our proprietary payments app. Adherence to the very latest in PCI compliance and other security standards that protect card information and safeguard your business from liability due to a data breach.

Give your quick-service restaurant a competitive edge.

Take advantage of Flat Rate Pricing and Cash Discount with our innovative dual-price Edge Program! Secure one low rate on every transaction while offering a Cash Discount to non-card users.

Best Merchant Processing Service for CBD: Merchant Account for CBD Business
Thursday, April 13 2023

CBD is one of the hottest and fastest-growing industries in the world right now, and as a result, there are CBD businesses, products, and shops popping up all over the place. If you are a part of this burgeoning industry, you are probably enjoying all of this new and increasing attention that the industry is getting. However, with attention also comes scrutiny. CBD merchants face issues today that no other business owner in no other business owner usually has to face--acquiring merchant services that are able and willing to work to provide a good solution to their needs. One of the keys to being successful in CBD and in any other industry is finding a good partner and gaining access to high-quality merchant services. However, this is sometimes easier said than done. We’re going to tell you about acquiring merchant services as a CBD merchant and what you can do to ensure your business has what it needs to run well and accept payments in a variety of ways.

Challenges finding a CBD merchant services provider

If you run a CBD business or are opening a CBD business and trying to gain a payments processor, then you know very well the struggles of trying to gain processing services for a business in the CBD industry. CBD is still a young industry, and for that reason, many underwriters are hesitant to give CBD businesses a chance with a processing account. Without enough data for them to base decisions off of, it is often difficult for them to know whether a CBD business will succeed or fail and put the bank at risk of loss. There are other reasons for these challenges, as well. The CBD industry and peripheral industries to it are at increased risk for fraud and chargeback. Additionally, CBD businesses often rest upon a legal gray area that could change at any time. As it becomes more normalized and accepted in many states and legislation is passed allowing the use of CBD products, this situation is improved. However, there still remains a cloud of uncertainty over the CBD industry that makes it a difficult industry to get processing for without working with the right partner.

Setting up a CBD merchant services account

When it comes time to set up or apply for a CBD merchant services account, there are some things that you will need to know to make the process go easier, faster, and more effective for your business. The first step is finding a merchant services account that will fit your needs and provide you with the services that you need to operate your business effectively, efficiently, and accept payments easily. Additionally, you will need to find a provider that is comfortable with your status as a CBD business and willing to work with you to find a processing solution to fit your needs.

Once you have found that partner, you can begin the application process. In the application process, you will need to provide various pieces of information that will allow underwriters to make an informed decision on whether you would be a good candidate or partner for a CBD merchant account. This documentation and information often includes a credit check, bank statement history, credit card processing history, social security or EIN number, and more. You should aim to provide them with as much information as you can to increase your chances of showing that you are a legitimate and trustworthy business.

Accepting payments for CBD products online

Any business owner knows the importance of taking payments for their products and services online. The CBD industry is no different, and actually places even more emphasis on online sales. Our merchant processing sales for CBD merchants can provide you with the online payment processing that you need to truly take your business global. With our easily-integrated solution, you’ll be able to provide an online checkout process that is easily and seamless in a matter of days for your customers, increasing the chances of having them come back and decreasing cost of acquisition.

The future of CBD payments

Though the relationship between CBD businesses and merchant service providers did not start out on the right foot, many are optimistic for the future of CBD businesses and their ability to accept credit card payments. Each day, more and more functionality is being laid out as the foundation for a healthy relationship between underwriters and CBD businesses. In addition, legislation is always coming through with increasingly positive attitudes toward CBD products and the industry as a whole. Regardless of a rocky start, the future of payments for CBD products looks bright and we look forward to being able to provide CBD payment processing solutions for any CBD business that has a need for a reliable partner.

Top POS System with Merchant Account for Cafe' and Coffee Shops
Thursday, April 13 2023

Have you just opened your new coffee shop or café business and the customers are already pouring through the doors every morning? Congratulations! You know what you need now? A decent point of sale system to go with that cash box. You may love being a traditional little café and you might even think you're too small to need any kind of fancy equipment, but as you grow you're going to be glad to have a POS. Point of sale systems can not only help you keep track of how much you made, give you helpful stats on how your sales are doing, and help facilitate credit card transactions, but they can also keep track of your inventory so that you know what kind of supplies you will need next time you go to pick up your raw ingredients. The great thing about a POS is that it will help you stay organized, and you will never have to worry about where you left your scattered pile of receipts because you can always just print a new one.

Since the last thing you want is a POS that is too complicated or that won't fit your needs, let's take a look at one of the best point of sale systems that you can use precisely for a small, brick-and-mortar business like yours:

PayAnywhere Smart POS+

What's so great about the PayAnywhere Smart POS+? Well, just about everything, but there are some main features that make it perfect for a business that's just getting started or that needs to finally get organized:

  • Easy to Use: Not a computer wiz? Why would you need to be? You're in the café business after all! If tech support is something you simply don't want to deal with (or pay an arm and a leg for), then this is the kind of POS you want at your restaurant. It is extremely easy to set up and includes a wizard that will do all of the heavy lifting and help you to get started. Updating can also be a hassle with most modern operating systems, but you won't have to worry about that with the PayAnywhere Smart POS+. It takes care of the updates automatically so you don't have to fiddle with anything to get the latest security features installed.
  • Customizable: Your business is unique, so the interface on your point of sale system should be, too. Luckily, the software that runs on these machines is very modular and you can add or remove elements from the screen easily at your leisure. This means that if you have a very simple menu, you don't have to suffer from an overly-busy screen if you don't want to. It also means that you can use trial and error to determine what kind of interface is most efficient for you and your employees.
  • Advanced Technology:You want the most advanced software for your store, and thats exactly what this POS is running. The system is cloud-based, so you'll have the convenience of being able to keep an eye on sales and other figures whether you're at your coffee house location or need to step out to address your latest emergency. If you lose Internet access for any reason, though, don't worry: this system is still capable of storing information locally, and it will sync with the cloud as soon as you're re-connected, so you'll have the best of both worlds. This POS is also capable of taking several different payment methods, including cash, credit card, and Apple Pay, so you'll never have to lose a sale simply due to an inability to take your customer's money.
  • Great Hardware Overall: This is a very modern, very sleek and well-designed POS system that you'll be proud to have sitting on your counter-top. Unlike the old, bulky registers of yore, this system is thin and easily portable, and uses and extremely intuitive touch interface. The screen even twists around to face your customer so that they can sign off during a credit transaction, and it's just as easy to read and comprehend for them as it is for your employees as it mirrors the mobile interfaces that most of your customers will already be used to. The screen is just about the size of a large tablet at over 13”, so it's certainly big enough to to comfortably use, but not so big that it takes over your counter space. Don't worry about keeping your customers waiting, either, since this system is really fast. It uses a flash storage system rather than the old style of hard drive, so all of your orders can be taken and stored quickly.
  • Great Support: As mentioned, the interface is extremely easy to use, but as with any kind of technology things can certainly go wrong. If you find that you need tech support, the company will provide it 24-hours a day, 7 days a week, so you never have to worry about being caught in a tight spot because they are always there to help. Another nice aspect of their support is that if your equipment ever actually physically breaks, they will replace it for you for free.
  • Low Cost: NAB offers a few different solutions, but the PayAnywhere Smart POS+  is the best value. It's one of their cheapest, costing only a small monthly fee (currently less than 40 dollars) to serve a small company with a few employees. Best of all, there is no upfront cost. For just a bit of pocket change practically, you can be up and running immediately, using some of the most advanced POS technology. There are many costs to not organizing your business properly, and considering how much this POS could save you in terms of time and labor, it will pay for itself many times over. So if you're looking for a POS that can serve you and your customers at your coffee shop, the PayAnywhere Smart POS+ is certainly one of the simplest, easiest, and cheapest options out there.
Payment Processing for Auto Repair, Diagnostic Shops, Car Dealerships, Paint Shops, Tire Shops and More..
Wednesday, April 12 2023

Payanywhere helps automotive businesses and car dealers seamlessly accept payments of all types. All while giving you access to the analytics you need to make smarter, data-driven decisions and increase your profits.

Turbocharged payment processing for automotive shops. 

Payanywhere is more than just a trusted provider of merchant services for the automotive industry. Payanywhere is a proven partner — one who is committed to helping you grow your automotive business. Get ready to securely and affordably accept all the ways to pay!

  • Credit cards — both traditional magstripe cards and EMV chip cards.
  • Debit cards.
  • Contactless payments like Apple Pay and Samsung Pay.
  • Online payments through our secure Virtual Terminal.
  • Mobile payments, and more. 

How Payanywhere can benefit your dealership or repair shop.

When it comes to providing merchant services for automotive businesses, we’ll help you securely accept credit card payments throughout your business and even, if necessary, across multiple locations. All from a single login! That said, we do so much more than simply provide you with a powerful payment terminal. Whether you’re looking for credit card processing for dealerships, you need credit card processing for auto shops, or you operate another type of auto business, we’ll help put you on the road to success. 

  • Fast, frictionless, and secure acceptance for all payment types.
  • The analytics tools you need to make data-driven decisions — both in our proprietary payments app and secure online merchant portal (Payments Hub).
  • Simplified customer, employee, and inventory management.
  • Access to a Virtual Terminal that allows you to process orders and accept payments over the phone right in your web browser.
  • An unrivaled commitment to payments security, including the safeguarding of sensitive cardholder data through simplified PCI compliance that protects you from liability.
  • The latest payment technology, highlighted by our full suite of Payanywhere Smart Solutions, including options for mobile payment acceptance.

Flexible payment solutions for automotive businesses.

Choose from two unique themes.

Use Terminal theme to mirror a traditional credit card terminal. For item libraries, stock tracking, and open tabs, use Retail theme.

Email, text, or print receipts.

Provide customers with digital or printed receipts while maintaining a customer directory.

Accept Offline Transactions.

Accept payments even when you have a weak/limited or no internet connection.

Pick the pricing that suits your auto business.

We’ll do more than just give you a great low rate. We can customize a pricing plan for your specific automotive business that allows you to make more money on every transaction.

Manage your customers, employees, and inventory.

Simplify your back-office tasks both in the Payanywhere app and Payments Hub, our secure, online merchant portal.

Manage your inventory.

  • Track/sync quantities across devices.
  • Check category performance by volume and quantity sold.
  • Set custom low-stock alerts, and more. 

Manage your employees.

  • Add and manage employees with unique roles and customizable levels of access.
  • Generate performance reports on individuals or groups of employees.
  • Additional employee management features are available through our partnership with Homebase.

Manage your customers.

  • See who spends the most.
  • Determine who your most frequent visitors are.
  • Identify first-time visitors.

You can even encourage customer feedback by asking your patrons to rate their experiences on your email and text receipts. 

The all-in-one payments platform powering automotive businesses.

We’re committed to helping all types of automotive businesses expand their payment options, streamline their operations, and increase their profits.

  • Auto repair shops.
  • Diagnostic shops.
  • Car dealerships.
  • Paint shops.
  • Tire shops.
  • Towing services, and more.

We even have our own, in-house payment processor. That means we can oversee the entire payments process while providing industry-best uptimes and one point of contact for you. Not to mention, industry-leading customer care and technical support.

Give your automotive business a competitive edge.

Take advantage of Flat Rate Pricing and Cash Discount with our innovative dual-price Edge Program! It allows you to secure one low rate on every transaction while also allowing you to add a Cash Discount for non-card users.

Best Merchant Services for Liquor Store: Convenience Store Credit Card Processor
Wednesday, April 12 2023

Running a liquor store can be complicated, with all the licensing requirements and other red tape that you frequently have to deal with. You know what doesn't have to be complicated, though? Your POS system. There's no reason to make life more annoying when nowadays there are POS solutions that can track your sales, track your inventory, and handle all of your cashless transactions for very small monthly fees and often no upfront costs for the hardware. Many of these systems also mirror your data on the cloud, so that you can access all of your records remotely without a hitch. Imagine being able to print receipts anywhere or examine your sales numbers while you're sitting on the beach somewhere and your business is trucking along without you. 

Now, you may be thinking to yourself: “There are so many choices. Which POS is best for my liquor store?” If you're just starting out or even just looking to reorganize, you can't really go wrong with the PayAnywhere Smart POS+. This is a POS with many features that work well for liquor stores, and in fact this company offers software that specifically caters to a variety of niche businesses, including wine and spirits. Let's take a look at some of the major benefits:

Tracking and Analytics

You need to keep track of what's going on in your business, or else you will never see the sort of margins that you are looking for. Selling spirits can be a very competitive business, so you always want to be checking up on what sells best in order to increase your ROI. The PayAnywhere Smart POS+ allows you to remotely access all of your information, so even if you have to go away for awhile, you can keep on top of the numbers. Another problem that you may face while running a liquor store is keeping track of all of the inventory. There are many different brands and varieties that you will have to keep an eye on, and this is hard to do manually. By letting a POS handle this, you will be able to know ahead of time when you are running out of key inventory so that you don't have to miss out on valuable sales. In addition, this allows you to keep an eye on what is flying off the shelves more quickly, so you can concentrate on your bestsellers more.

Customization

Every business has different needs, and liquor stores will vary by local tastes and regulation. You need to be able to customize the interface of your POS to suit your needs, and this is one of the places where the PayAnywhere Smart POS+ really shines. You can switch things around very easily and intuitively so that you or your employees can always find what you are looking for. For example, if you want to save time, you can choose to display your best-selling products prominently on the interface. The PayAntyhere Smart POS+ will cater to your specific needs, and they have many different software packages to offer that will make your POS's interface suit your business better. You can choose their custom liquor store software and this will make things a lot easier for you.

Hardware

The PayAnywhere Smart POS+ really delivers when it comes to hardware, since the processor used in this system is blazing fast. Don't make your customers wait more than they have to; get a POS that will work its magic not only quickly, but reliably. You don't want slow-downs and break-downs to throw a wrench into your business and frustrate the people who are keeping it alive. In addition, the all-in-one POS system is a real winner when it comes to storage capacity. Though all of your data is backed up on the cloud, you can expect to be able to hold tons of records locally, so you will always have access to the information that you need, even if your Internet decides to cut out.

Support

North American Bancard is known for their 24/7 support, and they are a very attentive company to work with. You don't have to worry about being left with a mess should anything go wrong—and things will occasionally go wrong whenever you are running a business. They guarantee their products as well, and will replace them if they ever break; it's nice to not have to come out of pocket for a hardware failure or a similar issue.

As you can see, the PayAnywhere Smart POS+ is a top-of-the-line machine. It is North American Bancard's best POS and can be customized to suit a number of different business styles, while still having extremely powerful hardware that will help you ring up your orders as fast as your employees can take them.

Now, maybe you're not ready for the “big leagues” yet, and are looking for something a little less fancy for your small business. This is totally understandable, and it's why North American Bancard offers the PayAnywhere Smart POS+, a POS system that is perfect for those who need something bare-bones, but still powerful. Best of all, the analytics are still there, the support is still there, and you can customize the interface of your POS as well. It's also available for a very small monthly fee, so you don't have to worry about upfront costs cutting into your early profits, and you can reinvest all of those savings right back into your business. You can always upgrade to the Custom POS System later if you find that you've outgrown the PayAnywhere Smart POS+.

There are a lot of things to consider when getting a POS for your liquor store, but the PayAnywhere Smart POS+ is a great choice, if for no other reason than its liquor-store specific software package. It doesn't hurt that the hardware is top-notch and that the support is constant, too. When you're looking for a POS, you want something that's not going to add needless complication, but which will instead simplify your business and make it easier to keep track of your affairs. Regardless of what stage your business is in, North American Bancard has a POS solution that will probably fit your needs.

Food Truck Credit Card Processing: No Fee Merchant Account Processing for Food Trucks
Wednesday, April 12 2023

For a lot of people, being self-employed is their ultimate dream. They'd love to throw off the shackles of the office and travel around serving people who share their passion for whatever it is that they're selling. Of course, it helps if what you are selling is part of a booming business, and the food industry is certainly growing. While other markets contracted during recent recessions, both the restaurant and the food truck business have seen a rise in sales, as people have become more and more interested in convenience. This is a great time to be in the business of food trucks!

So, chances are, if you've just started a food truck business, the sales have been rolling in more or less steadily. Hungry customers are flocking around your mobile restaurant, eager to sample your dishes in the middle of whichever random parking lot you're serving today. You hand them the food, and they hand you cold, hard wads of cash in return...except when they don't.

“Oh, I'm sorry,” says one of your customers, her tone apologetic, if a bit nasally. “Do you take cards?”

That is the question, isn't it? Well, do you? Nowadays, cashless is the way, and if you're only relying on the old locked metal cash box with a couple of rolls of coins thrown in, you're probably missing out on a lot of potential sales. Yes, you can just get an old school stand-alone credit card machine and try to keep track of a million sheets of receipt paper (“Merchant's Copy!”) like they did back in the days when people need to swipe their little magnetic strips—but things are a lot different now, and in the complicated society that we live in, you're going to want a point of sale system to keep track of sales—both cash and electronic—and to give you some idea of what kind of inventory you used up. The more volume you expect to sell, the more urgent it is to have a POS.

Now, maybe all of the dirty specifics are what have you procrastinating and leaving that old school “cash only” sign outside your window. Maybe you're just confused. Maybe you don't know which POS to choose for your business. Luckily for you, we're about to clarify things a little; let's take a look at the best POS systems, what they can do, and whether they might work for your business:

Square

This is the most bare-bones, simple solution if you're looking for the function of a POS without having to learn a complicated interface or pay a huge monthly fee. In fact, Square does not charge a monthly fee at all, and instead takes a small percentage of your revenue. It requires minimal hardware as well, and all you need is a small peripheral that you attach to your smart phone, and from there you can use the Square app to take people's credit card payments. This simplicity and low upfront cost is probably why Square is so popular with people who sell food out of trucks or carts. It requires hardly any capital at all to get started.

Though it is an excellent payment processor that is very inexpensive for those who are just starting, keep in mind that it is extremely basic on the POS side of things. It will calculate tax and other factors, keep track of sales, and offer a few nice stats to look at here and there, it is not as extensive as other systems. If you want something more complex and feature-rich, you may want to look elsewhere.

Revel

If you're looking for something that offers better analytics and that can be used to track your inventory as well, you might want to look into Revel. Built specifically with the restaurant business in mind, it won't cost you too much to set it up for a single terminal, and it has a lot of features that other POS systems don't have. For example, it integrates with social media and can be set up to notify your followers of where you are so that they can come find you. In addition, it's a very flexible kind of software that doesn't require any sort of proprietary equipment to use; most kinds of cash registers will do just fine. It may not be the cheapest POS system around, but it is a very high quality choice with a lot of extras.

ShopKeep

If you're looking for value, ShopKeep has it. It's not as cheap as Square, but for the amount of functionality it offers as a fully-functioning POS, you can't really find anything on the market that will beat it. It has everything: The ability to modify tax rates depending on where you are, the ability to print and edit receipts, the ability to create gift cards, among many other features. You can also use it to track your inventory, as you can with Revel, and much of your information is stored on the company's own servers, so you don't need to be tied to a specific machine to view your stats. They're a bit more picky about hardware than Revel, but luckily it can easily integrate with iOS, so that may not actually end up being a problem for you.

Another nice feature of ShopKeep is that it doesn't require you to be constantly connected to the Internet, which is great during those times when you're either far away from WiFi or when your 4G Internet cuts out. Once you are connected again, it simply syncs as you would expect.

Now that you have a basic understanding of three of the most popular POS systems for food trucks, hopefully you can move forward and make an informed decision about what sort of set up is right for you. Sometimes it's best to start small and work your way into a more complex system, but of course this depends on what your goals are as well. Good luck!

Applying for a Merchant Account for Small Businesses

If you are a merchant, then you will undoubtedly need a merchant account. Merchant accounts are accounts that your business holds with a payment processor or merchant services provider that give you access to the critical tools that your business needs to succeed and accept payments. Without a merchant account, your business will be unable to complete the most important part of any transaction--the receipt of the funds for the goods or services that were rendered. If you want to get a merchant account for your business, then the first thing you need to know is how to apply for a merchant account and what is involved in the process of the application. This insight will give you the knowledge and information that you need to be successful in the merchant account application process and provide you with a competitive edge when applying for your merchant account.

Information needed for applying for a merchant account

If you’re hoping to have success in the merchant account application process, then one of the first things that you will need to know is about the requirements for applying and gaining approval for a merchant account. There are several pieces of information and documentation that you will need if you’re going to have success in your application. Providing these pieces of documentation and information will greatly increase your chances of being successful, but that’s not all that matters. You will also need to display several traits and factors that prove yourself to be a reliable and trustworthy merchant.
 
Here are the pieces of information that you will need when applying for a merchant account:

  • At least 3 months of bank statements
  • At least 3 months of processing statements, if applicable
  • Valid identification
  • EIN or SSN for the account
  • A functioning website that has information about your business

Before you apply for a merchant account, you should be sure to have each of these pieces of information available and ready to send with your application. The absence of any of these pieces of information could prevent you from getting a merchant account or getting good rates if you are granted a merchant account. This could delay the process and make getting a merchant account take that much longer.

Getting approval for a merchant account: factors explained

When you are applying for a merchant account, one of the most important concepts that you should understand beforehand is that there are a variety of factors that go into your approval or rejection as a merchant for a merchant account. Being familiar with these factors can increase your chances of success when applying for a merchant account because it will enable you to optimize your application and make it much more attractive to the merchant services that you hope to work with. Here are some of the most important factors in getting approved for a merchant services account and why they are considered to be important.

Bank history

The bank history is one of the required pieces of information for your business if you hope to get a merchant services account. The merchant services provider that you apply with will ask for at least documentation of 3 months of bank history. The reason that merchant services providers ask for this information is pretty obvious--they want to ensure that your business is reputable and is in good standing with your bank. Without this verification, they might not be able to establish confidence that you are a trustworthy financial partner to work with. Merchant services companies want to verify that you are a legitimate business with a verifiably good relationship with your banking provider. By verifying this, they can guess that you will be a good partner to them, as well. Always provide the most comprehensive statement information that you can and be sure to not just provide the bare minimum, if possible. Applications will ask for at least 3 months, but if you are comfortable you should supply up to 6 months of statements.

Processing history

Another thing that will factor heavily into the decision that is made regarding your merchant services account status is the processing history documentation that you are able to provide. When you apply for a merchant processing account, the company that you apply with will very likely want to see at least 3 months of processing history. Again, the more information that you can provide, the better. Those that are able to provide up to 6 months of documentation will likely have more success. The reason that merchant services companies request this information is also clear--because they want to know that you will be a good partner to them in your merchant services and credit card processing relationship. Being involved with a company to provide credit card transactions is no small matter, and the companies that you work with want to protect themselves just as much as you do. When you provide this information, they will look into your past success, chargeback ratios, and any concerns that have arisen in your past relationships with processing companies.
 
It is possible that you are not able to provide this information, in the event that you are a new business. Still, you should answer as many questions as they have and provide them with answers to the questions that you are able to such as what your expected volume will be. Going the extra mile to provide this information could certainly be the difference between denial and acceptance for your merchant services account.

Credit score

When evaluating your application for a merchant services account, your merchant services partner will very likely want to see your credit score. This is a piece of information that you will likely not have to provide yourself, as many merchant services companies have a way to check this. Your business credit score will tell the underwriter, the person who approves and denies processing accounts, about your financial history and whether there are any red flags. If there are blips on your credit score, that doesn’t mean that you will not be eligible to get a merchant services account. However, it might mean that there are more hoops to jump through or that you don’t get as good of a processing rate that you were hoping for. The best way to handle a poor credit score as a business is to apply to a merchant services program that approves businesses that are in a similar situation and works with businesses to overcome challenges that they might have struggled with in the past.

Industry

Even though you might not have given much thought to it in the past, one of the most relevant factors in your approval or rejection for a merchant services account is the industry that your business is in. It is very important to consider the industry that your business is in because some businesses are at higher risk than others for chargebacks and fraud. If you are in a very normal and ordinary industry, then you probably don’t need to worry that much about the specifics. However, if you are in a high-risk industry that is known for chargebacks and fraud, then you likely want to start looking at ways to bolster your application and show that you can stand out above the rest as a merchant that will not cost the services provider money in the long run.

How long does it take to get approval for a merchant account?

One of the most common questions that is asked when applying for a merchant services account is how long the process takes. The answer is not so straightforward, as there are dozens of factors that go into the decision-making process of either approving or rejecting a merchant for a merchant account. If nothing goes wrong in the process and the underwriters don’t need any more information, then it’s possible that you receive an answer within 24-48 hours, when working with the right merchant account provider. However, this is not always the case. Oftentimes, your merchant account provider will require additional information including clarification on the business plan, more documentation, or just general questions about your business. You can help to reduce the amount of time that it takes to get approved by being upfront with all of the information that you will need for the application and having it on-hand for clarification if needed.

Be selective in who you choose for a provider

One thing that you should know if you want to get the most out of your merchant account is that merchant processing is a serious business. There is a lot of money at stake, and that is why merchant account providers are so selective in who they approve for a merchant services account. You should be equally as selective when choosing a provider. Make sure that you know what you are looking for in a merchant services provider because they are going to have a large impact on your business and what you are able to achieve with your merchant solutions.

    North American Bancard is a registered ISO of BMO Harris Bank N.A., Chicago, IL, Fresno First Bank, Fresno, CA, and Citizens Bank N.A., Providence, RI.

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